Many of the subdivisions in our area have Home Owner Associations (HOAs), and if you own property in one of these neighborhoods you are automatically a member.  The primary purpose of an HOA is to preserve a neighborhood’s property values so that owners can count on a certain quality of neighborhood and lifestyle throughout the subdivision. To accomplish this goal, HOAs take on three main functions.

You recently may have received your W-2 in the mail and you are beginning to think about starting the process of filing your 2010 taxes.  It’s that time of the year when words like deductions, credits, schedule this or form that, begin to swirl in your head. 

Today’s windows not only conserve energy and are easy to maintain, but there’s a definite trend toward more stylish panes as savvy remodelers take their home from so-so to spectacular with new window products.